3 Easy Steps to Home Ownership

You don't have to be a mortgage expert to know where to begin. At Towne Mortgage of the Carolinas, we give you the resources to make your home financing experience a success. Whether you are looking to buy your first home, upsize or downsize your current home, or refinance, the mortgage experts at Towne Mortgage know how to get you started.

3 Easy Steps to Home Ownership

  1. Talk to a Towne Mortgage of the Carolinas Loan Officer
    Find out about the loan products, rates, and pricing that are available for your specific situation
  2. Pre-qualify for a Mortgage
    Once you know how much home you can afford, home shopping becomes a much easier process! 
  3. Apply Online
    When you have your property selected, it's time to complete the full loan application required by law. This will ask all of the detailed information that a loan officer needs to qualify you for a specific program.

We invite you to get started today with all of the mortgage tools you need at your fingertips. However, our personal touch is never more than a phone call away. Get started with on of our highly experienced Lending Managers. Our experience will make your experience better! 

Colleen Terbet Sain Broker, Realtor

Thank you for taking the time to view my website. I specialize in helping both buyers and sellers. I have done my best to make this site informative, easy to use, and up-to-date. You may call me personally anytime at 919-741-0018 and I will answer any questions you may have. When you are looking for a Real Estate Agent, it is important to choose an agent that has the knowledge, skill and expertise to guide you effortlessly through the home buying or selling process. I am a part owner of the Ida Terbet Real Estate Team and over the last 28 years we have helped over 7,000 families buy or sell their …


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Realtor® Equal Housing Opportunity